Dont Do It

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  1. Dont do it!!! : CallMeCarson
  2. Thinking on your feet
  3. “Work according to Program and not according to mood. Stop at the appointed time!” — Henry Miller

That includes a hurricane, flood, tornado, fire, earthquake or even volcanic eruption. A casualty loss does not include normal wear and tear or damage that happens over time, like termite damage.

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You can read more about casualty losses here. As part of tax reform, the deduction for personal casualty losses has been repealed except for those attributable to a federal disaster. Taxpayers who suffer storm or other damage - like the recent EF2 tornado in Pennsylvania - when the storm or event isn't classified as a federal disaster. In some instances, homeowner's insurance can mitigate costs but keep in mind that it may not cover all events.

For example, your typical homeowner's insurance generally doesn't cover damage from rain or flooding. No more PMI.

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As part of the efforts to revive the housing market, Congress passed a law allowing a tax deduction for the cost of PMI for homes and vacation homes. Under the law, premiums for mortgage insurance PMI were lumped together with deductible home mortgage interest on line 13 of Schedule A.

The provision expired but was renewed retroactively for So far, it has not been renewed for Struggling buyers. In a tough market, buying a house can be difficult.

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  • The homeowner pays the PMI but the benefit flows to the lender in the event of a default. Without a deduction for PMI, the process of buying a home is more expensive for some taxpayers.

    Dont do it!!! : CallMeCarson

    Mortgage forgiveness exclusions fade away. As with PMI, the mortgage forgiveness exclusion provision expired but was renewed retroactively for Underwater homeowners. But take heart: In some situations, relief may still be available insolvency exclusions, for example. No movement on AMT. Okay, this is more of a nod towards inaction than action.

    The Alternative Minimum Tax AMT is a secondary tax put in place to prevent the wealthy from artificially reducing their tax bill through the use of tax preference items.

    Thinking on your feet

    The AMT remains in place for individuals, but the exemptions have been increased. Your brand is referred to as an asset to be leveraged. Your handshake gets replaced with a legal contract that protects you in all circumstances. You start taking short cuts expecting the acquiring company to fix it. Instead, do it because you love it. Do it because you actually give a shit about making the world a better place than you left it. Do it because making the rules is more interesting than finding a way to screw everyone. Do it because when the walls are crumbling around you, there is still no place you would rather be.

    Do it because a customer loving your product is sweeter than collecting a check. Do it because creating opportunity for people is better seen than politicized. Do it because you see a world yet to be created that few people even understand. Do it because having lived is better than having not.

    “Work according to Program and not according to mood. Stop at the appointed time!” — Henry Miller

    Do it because when you are awake in the middle of the night you believe you will find a solution to the problems you face. Marvin Gaye.

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